MORTGAGE PRE-APPROVAL
In todays current environment it is imperative to get a "firm" mortgage pre-approval. Todays competitive marketplace makes it very difficult to go shopping for homes without taking this crucial step. We can gather all of the necessary information to make sure that when its time to shop, you can shop with confidence. We'll make sure that your pre approval is on solid ground, so that when you find you dream home it can become a reality.
FIRST TIME HOME BUYER
If you're a first time home buyer it can be stressful and you may feel like you don't know where to start. Many home owners pay far too much over the life of their mortgage by not getting the best interest rates that are available to them. By simply filling out an application we can be well on our way to finding the best mortgage for you needs.
POOR CREDIT MORTGAGE
Trying to get approved with poor credit can often be a challenge. Regular banking institutions will not be able to help you due to the delinquincies reporting on your credit bureau. When it comes to finding a mortgage with poor credit it helps to find the right mortgage broker as they can assist you in finding a lender that specializes in clients with lower credit scores. With connections to over 50 lenders we will assist you to your best opportunity of mortgage approval.
MORTGAGE RENEWAL & REFINANCING
If your existing mortgage is about to come to term, it's time to start thinking about what you want to do with your mortgage going forward. Many homeowners see mortgage renewals as an after thought, renewal time for your mortgage can be an opportunity to save yourself money both short term and long term over the life of your mortgage. Visiting with a mortgage broker can be extremely beneficial to your finances.
HOME EQUITY LINE OF CREDIT
A home equity line of credit is a great way for you to be able to use the equity on your home to your advantage. From getting out of other high interest debts, renovations to your home, vacations, wedding or buying a second home, these are all options for taking out a home equity line of credit. Unlike other types of mortgages, the HELOC is not a lump sum loan but rather allows you to access the funds you need when you need them. Interest is paid on the outstanding balance, not the entire lump sum.